Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Copyright © www.everythingloans.co.uk / 2005-2016. All rights reserved. EverythingLoans.co.uk is a trading name of Loan Machine Limited (Registered in England 5517368), authorised and regulated by the Financial Conduct Authority - reference 729302. ICO Registration: Z9250764. 

Loan Machine Limited registered address: 170 High Street, Gorleston, NR31 6RG. Correspondence should be directed to PO Box 335, Great Yarmouth, NR30 9FG.

Terms and Conditions will apply to each product - please view each product page for more information.

Loan Machine Limited may receive a commission for a referral of your application and/or upon completion - if you make an application. Please note EverythingLoans.co.uk / Loan Machine Limited are not a lender and will not charge you a fee for the use of this website.

Terms and Conditions apply. Actual APR charged will be determined by the lender you are placed with. Actual time to approve your loan will depend on your credit score results and who the unsecured loan lender is. You should be aware there is a very high chance that you will be credit checked as part of your application by the lender(s). We do not credit check you ourselves. If, as part of your application, you find yourself approved for a payday loan you should remember they should be used for short term lending only and not as a long-term financial solution. Not all lenders will be able to offer a 100% online option or be able to offer free same day transfer of funds. In some instances extra documentation may be required and you may be charged additional fees. Each lender will display this information to you before you make a decision.

Loan Renewal Policy
Renew your loan by contacting the lender directly – you should do this in advance of when payment is due. The majority of lenders will charge the same levels of interest and fees as charged in your original loan – but you will need to check with the lender direct. Renewal may be dependent upon a number of factors including affordability checks. Non-payment can result in damaging your credit rating – contact your lender as soon as you are aware you may have difficulty in paying to reduce the chance of this happening.

Loan Collection Practice
Lenders will attempt to take payment using the bank details you provided on application – contact the lender directly if you feel you may not be able to meet the payment date in full. Non-payment may result in the lender passing your details to 3rd parties for the collection of debt. 

Non Payment Implications
It is recommended that you pay on time – and inform the unsecured lender direct if you will be unable to do so. If you do not make a payment each lender will have its own penalty charges and interest charges that they may apply. Non-payment could result in debt agencies being contacted and your credit rating could be affected which may damage your ability to borrow in the future.

Unsecured Loans

Unsecured Loans

Representative APR
Minimum Loan
Maximum Loan
Loan Term

1 - 6 Months
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Representative Example: On an assumed loan amount of £2,600.00 over 36 months Rate of interest 41% per annum (fixed) Representative 49.7% APR Total amount payable £4,557.89 35 monthly repayments of £126.61 and a final payment of £126.54
1 - 6 Months
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£300 over 3 months = £501.60 total repayable. Representative APR is 585%, if you borrow £200 over 6 months at 208.05% p.a. (fixed) your first repayment will be £31.92 followed by £74.20, £67.36, £61.89, £52.77 and £47.07 the following months. You will repay £335.21 in total, there are no additional fees.
Unsecured Loans

Unsecured Loans Discussions and Questions

Unsecured Loans Discussions and Questions

Everything about Unsecured Loans

Unsecured Loans

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Unsecured loans are available from £500 to £25,000 and can be borrowed over a period of between 6 months and 7 years. Sometimes interest rates can be slightly higher than secured loans as you are not borrowing with any form of security. In some cases there are, however, some excellent rates available in the unsecured loan market.

We have many unsecured loan lenders available - each lender is unique in what it can offer you from different loan sizes to the ability to be able to offer a loan the same day as the application. If you like what you see you can, of course, make a no obligation application to see if that lender will approve you.

If you are looking for a loan for less than 1 month then you may want to consider a quick short term payday loan instead. If you have been declined an unsecured loan, and are a homeowner, then a secured loan may be another option available. If in doubt check our discussions board to see if anyone can help you.

Below is a list of loan lenders that we work with - please ensure you scroll down to check all lenders before selecting one to apply with. The list is displayed in a random order and will change each time you visit this page. We are a regulated loan broker with a limited selection of lenders - we do not lend ourselves.

When looking to borrow - we are everything loans