Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Copyright © www.everythingloans.co.uk / 2005-2016. All rights reserved. EverythingLoans.co.uk is a trading name of Loan Machine Limited (Registered in England 5517368), authorised and regulated by the Financial Conduct Authority - reference 729302. ICO Registration: Z9250764. 

Loan Machine Limited registered address: 170 High Street, Gorleston, NR31 6RG. Correspondence should be directed to PO Box 335, Great Yarmouth, NR30 9FG.

Terms and Conditions will apply to each product - please view each product page for more information.

Loan Machine Limited may receive a commission for a referral of your application and/or upon completion - if you make an application. Please note EverythingLoans.co.uk / Loan Machine Limited are not a lender and will not charge you a fee for the use of this website.

Terms and Conditions apply. Actual APR charged will be determined by the lender you are placed with. Actual time to approve your loan will depend on your credit score results and who the loan lender is. You should be aware there is a very high chance that you will be credit checked as part of your application by the lender(s). We do not credit check you ourselves. Payday Loans should be used for short term lending only and not as a long-term financial solution. Not all lenders will be able to offer a 100% online option or be able to offer free same day transfer of funds. In some instances extra documentation may be required and you may be charged additional fees. Each lender will display this information to you before you make a decision.

Loan Renewal Policy
Renew your loan by contacting the lender directly – you should do this in advance of when payment is due. The majority of lenders will charge the same levels of interest and fees as charged in your original loan – but you will need to check with the lender direct. Renewal may be dependent upon a number of factors including affordability checks. Non-payment can result in damaging your credit rating – contact your lender as soon as you are aware you may have difficulty in paying to reduce the chance of this happening.

Loan Collection Practice
Lenders will attempt to take payment using the bank details you provided on application – contact the lender directly if you feel you may not be able to meet the payment date in full. Non-payment may result in the lender passing your details to 3rd parties for the collection of debt. 

Non Payment Implications
It is recommended that you pay on time – and inform the lender direct if you will be unable to do so. If you do not make a payment each lender will have its own penalty charges and interest charges that they may apply. Non-payment could result in debt agencies being contacted and your credit rating could be affected which may damage your ability to borrow in the future.

Compare Payday Loans

Compare Payday Loans

Representative APR
Minimum Loan
Maximum Loan
Loan Term

1 - 1 Months
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£100 over 1 month = £124.00 total repayable Representative Example: Total amount of credit £80, duration of the agreement 29 days, rate of interest 292% per annum (fixed), total amount payable (in one repayment) £98.56. Representative 1281.8% APR.
1 - 2 Months
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£300 over 3 months = £396.00 total to repay. Representative Example: Amount of credit: £500. Interest rate: 0.8% per day for up to 40 days (292% per annum (variable)). Representative 68.7% APR (variable).
Payday Loans

Compare Everything about Payday Loans

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Unsecured Loans
Short term payday loans offer quick access to money when needed to cover a short term, or emergency, problem. Typically loans are available from £100 to £1000 and some lenders can offer the funds same day, although this is normally subject to an additional small charge. You will find that some lenders will have a cap on what they will offer a first time customer, where they will offer more in the future if payments are made on time.

Despite payday loans being smaller than a typical unsecured loan it is still equally as important to budget to pay the loan back on the agreed date. Non payment can result in worsening your credit rating and limit the ability to borrow in the future. If you do encounter difficulties you should contact the lender direct urgently.

Loans can often be paid back early (check individual lenders) and some payday lenders will require no additional paperwork (check individual lenders). The majority of lenders will complete checks with credit reference agencies and you should be aware that there is a high chance you will be credit checked when applying for a payday loan.

Below is a list of payday loan lenders that we work with - please ensure you scroll down to check all lenders before selecting one to apply with. The list is displayed in a random order and will change each time you visit this page. We are a regulated loan broker that has a limited selection of lenders for you to compare - we are not a lender.

Payday Loans are designed for short term borrowing only and should not be used as a long term solution and should also not be used if you are already in financial difficulty.

When looking to borrow - we are everything loans