Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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Copyright © www.everythingloans.co.uk / 2005-2016. All rights reserved. EverythingLoans.co.uk is a trading name of Loan Machine Limited (Registered in England 5517368), authorised and regulated by the Financial Conduct Authority - reference 729302. ICO Registration: Z9250764. 

Loan Machine Limited registered address: 170 High Street, Gorleston, NR31 6RG. Correspondence should be directed to PO Box 335, Great Yarmouth, NR30 9FG.

Terms and Conditions will apply to each product - please view each product page for more information.

Loan Machine Limited may receive a commission for a referral of your application and/or upon completion - if you make an application. Please note EverythingLoans.co.uk / Loan Machine Limited are not a lender and will not charge you a fee for the use of this website.

Terms and Conditions apply. Actual APR charged will be determined by the lender you are placed with. Typical 278% APR. Actual time to approve your loan will depend on your credit score results and who the unsecured loan lender is. You should be aware there is a very high chance that you will be credit checked as part of your application by the lender(s). We do not credit check you ourselves. If, as part of your application, you find yourself approved for a payday loan you should remember they should be used for short term lending only and not as a long-term financial solution. Not all lenders will be able to offer a 100% online option or be able to offer free same day transfer of funds. In some instances extra documentation may be required and you may be charged additional fees. Each lender will display this information to you before you make a decision.

Loan Renewal Policy
Renew your loan by contacting the lender directly – you should do this in advance of when payment is due. The majority of lenders will charge the same levels of interest and fees as charged in your original loan – but you will need to check with the lender direct. Renewal may be dependent upon a number of factors including affordability checks. Non-payment can result in damaging your credit rating – contact your lender as soon as you are aware you may have difficulty in paying to reduce the chance of this happening.

Loan Collection Practice
Lenders will attempt to take payment using the bank details you provided on application – contact the lender directly if you feel you may not be able to meet the payment date in full. Non-payment may result in the lender passing your details to 3rd parties for the collection of debt. 

Non Payment Implications
It is recommended that you pay on time – and inform the unsecured lender direct if you will be unable to do so. If you do not make a payment each lender will have its own penalty charges and interest charges that they may apply. Non-payment could result in debt agencies being contacted and your credit rating could be affected which may damage your ability to borrow in the future.

Unsecured Loans

Unsecured Loans

A high cost, short term loan, is not sustainable to support long term borrowing and it would be expensive to do so.

Unsecured Loans Discussions and Questions

Unsecured Loans Discussions and Questions

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Your Financial Information
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   We only want you to apply for a loan if you’re sure you can repay it in full on your due date and still manage your other outgoings. Please tick here to confirm you have provided accurate financial information and considered potential future income and outgoings in determining your ability to repay.

   Our brokerage service involves undertaking searches with our network of lending partners, including loan lenders and finance brokers, who may contact you in relation to your application. This could be via telephone, SMS, automated voice messaging, post or e-mail. By ticking this box you are confirming you understand and are happy with this statement.

This website is operated by its owners, information of who they are can be found within this website, and Lead Affinity will process your information. Please read our Privacy Statement and Terms for details of how the information you provide is processed and the terms and conditions. Please tick the box to confirm you have read and understood understood the Privacy Statement and Terms and are happy that some lenders may carry out credit searches to determine loan suitability.

 Please indicate if you are happy for us to share your information with other carefully selected financial services organisations, other than those contacted from this application, so they can contact you about other products and services. This could be via telephone, SMS, automated voice message, post or e-mail. By ticking this box you are confirming you understand and are happy with this statement.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

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When looking to borrow - we are everything loans

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Representative 278% APR Variable. Representative example: £500 borrowed over 12 months would see you pay £79.09 per month. Total charge for credit is £449.01. Total repayable is £949.01.
Representative APR Example: 1081% APR variable. £300 borrowed over 30 days would equal total borrowing of £372. Actual Interest is 24%. This APR is our representative APR from our broker panel system and will not be the representative APR if you have chosen to apply with just one lender.